When it comes to certificates of deposits (CDs), it's pretty hard to get it wrong. However, that doesn't mean CDs are foolproof. I have personally found a way to mess it up a couple of times.

Certificates of deposit offer decent interest rates right now. But for most people, there are two better alternatives. Find ...

Although it’s a brokerage firm, Morgan Stanley tends to offer CD rates that compete with the best online banks. You need at least $1,000 and an account with the brokerage to buy a CD.

A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest rate.

A CD account still offers savers a secure way to grow their money, even with rates declining slightly. /iStockphoto . When it ...

A vinyl record revival might be pushing CDs into the background. In the past eight years, vinyl sales have increased ...

The shine has dulled for CDs, or certificates of deposit, which looked like great investment vehicles when interest rates were higher.

CDs are reliable, they're easy to store, and they're much cheaper than, say, vinyl records. There are no subscription fees involved, and once you buy an album, it's yours to keep forever. CDs also ...

“In this case, build a ladder where you buy CDs in $100,000 increments over the next five years, so you would end up with one $100,000 CD that matures in 12, 24, 36, 48 and 60 months.