When you begin to explore your long term care insurance cost, it’s easy to get overwhelmed by numbers, fine print and “what-ifs”. Yet this cost is critically important: after all, most of us will need ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Most Americans seriously underestimate the cost of caregiving for themselves or a loved one when they can no longer cook, clean, bathe or do other basic daily tasks on their own. Of U.S. workers who ...

About 1 in 7 Americans will spend at least $100,000 out of pocket for long-term care. Health insurance generally doesn't cover long-term care services, and Medicare doesn't cover most expenses. Not ...

Many older adults have concluded that they’re better off covering long-term care expenses out of their own pockets if they end up needing it. Years of rising premiums on long-term care insurance, ...

UNITED STATES - FEBRUARY 4: Rep. Tom Suozzi speaks during a 2024 campaign rally in Glen Cove, N.Y. (Tom Williams/CQ-Roll Call, Inc via Getty Images) Rep. Tom Suozzi (D-NY) is exploring ways to lower ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Long-term care can be costly, extending well beyond $100,000. Yet, financial advisors say many households aren't prepared to manage the expense. Stream NBC 5 for free, 24/7, wherever you are. "People ...