Understanding Credit History: Its Impact on Your Credit Score and Report

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...
Digital Journal

The Most Important Types of Credit Scores Explained

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...
Hosted on MSN

What do the different versions of FICO scores mean?

FICO Scores are the most common scores used by lenders across the U.S. There are multiple versions of FICO scores, each using different criteria. Differences are typically minor and unlikely to impact ...
WITN

Local credit experts explain new, approved credit score model

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...
NPR

'Buy now, pay later' purchases can now affect your credit score. Here's what that means

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...
WRAL

Is "Buy Now, Pay Later" affecting your credit score? Here's what local shoppers should know

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...