When I first bought insurance for my car at around age 20, I got some quotes and kept noticing weird descriptors added when the quotes showed my liability coverage options. For example, one insurer ...

The last time liability limits in California increased was in 1967, even though it is by far the state with the most drivers and lowest minimum requirements on car insurance. Starting January 1, all ...

Learn how aggregate excess insurance limits policyholder payouts and protects against unexpected claims. Discover its workings and benefits for self-insured companies.

Mandating by law the disclosure of insurance policy limits upon request offers many advantages including promoting early settlement, transparency, fairness and reduction in case costs. What Are Policy ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...