Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Life insurance is an important part of a well-rounded financial plan. While it can be an emotionally difficult topic to contemplate, life insurance provides a degree of protection for loved ones in ...

Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a ...

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy ...

Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Question: “I am a married 63-year-old with a husband, three grown children, a non-smoker and in excellent health. I have some questions regarding life insurance. I currently have voluntary group term ...

Advocates say the legislation includes a crucial protection for families worried about financial consequences. Find out what ...