Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

Self-insurance has become a captivating concept in today’s world, driven by the complexities and challenges of modern insurance policies. Although it presents an alternative, it’s not without its ...

Editor’s note: This article, distributed by The Associated Press, was originally published on The Conversation website. The Conversation is an independent and nonprofit source of news, analysis and ...