We are moving away from products designed for an imagined “average” customer. In practice, the idea of an average customer rarely holds up.

The modern American money machine runs on a paradox. Households are told that financial freedom is a matter of personal responsibility, yet the rules, products, and incentives that shape their choices ...

AI is becoming a financial agent. Companies that understand this shift early will shape how value, responsibility and trust are distributed across the financial system.

LONDON, Dec 2 (Reuters) - The financial system risks undermining global trade if it fails to adapt to the economy's needs, with developing countries likely to suffer the most, the UN Trade and ...

Fintech is changing how the economy works at the local, national, and global levels—perhaps, in some cases, for the better. Research from the International Monetary Fund’s Nicola Pierri and the US ...

With the line between banks and fintechs growing ever blurrier, financial services supervisors ought to consider adjusting regulation to fit the kinds of activity an institution is engaged in, writes ...

The regulatory controls and deposit insurance system put in place in the wake of the Great Depression created a sound financial system almost century ago. But these reforms have been made obsolete by ...

Banks need depositors’ loyalty. Only with a stable, predictable deposit base can banks confidently make loans and keep the wheels of finance turning. Regulators do their part to make sure banks are ...

Nouriel "Dr. Doom" Roubini said bitcoin is a "pseudo-asset class" and that stablecoin integration in the banking system is a ...

21 Futures: Financial Fallout, released this February by Konsensus Network, is an ambitious collection of 21 speculative short stories that explore the collapse of financial systems across future ...

Remember when your tech-obsessed friend wouldn't stop talking about Bitcoin BTC/USD back in 2013? They'd corner you at parties, excitedly proclaiming that this "magic internet money" was the future.