David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

You've heard of artists thinking outside the box, but what about artists using the box itself? That's the concept behind Beyond the Box, a new exhibition at Manly Art Gallery & Museum, which brings ...

1994 was the year that federally mandated low-flow showerheads, faucets, and toilets started to appear on the scene in significant numbers. How can you conform to the standards and help increase ...

Improve your English vocabulary and speaking with this 'environmental' 6 Minute English compilation from BBC Learning English! One hour of listening practice to help improve your English listening and ...

This article is brought to you by our exclusive subscriber partnership with our sister title USA Today, and has been written by our American colleagues. It does not necessarily reflect the view of The ...

Division is used when sharing a number into another number. Division is the opposite of multiplying. The array method uses a rectangular grid for multiplication and division. Division can be used when ...

NPV calculates profitability using all projected cash inflows and outflows, considering time value of money. A positive NPV suggests a profitable project; a negative NPV suggests a loss. NPV's ...

Social Security uses your top 35 income years, adjusted for inflation, to calculate benefits. Claiming benefits before full retirement age leads to permanently reduced monthly payments. Delaying ...