Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

Jul 15, 2005 · Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, …

May 26, 2023 · Among these techniques, two common practices stand out: smurfing and structuring. What is structuring? Structuring occurs when someone intentionally splits large …

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into …

Structuring, also known as smurfing, is a financial technique that involves making a series of small deposits to a bank to avoid triggering automatic financial reporting requirements.

The transactions need not exceed the $10,000 CTR filing threshold at any one bank on any single day in order to constitute structuring. Money launderers and criminals have developed many …

6 days ago · All financial institutions are at risk of money laundering through the use of complex schemes, including the practice of structuring. Find out what structuring involves, the potential …

Jun 4, 2024 · Structuring, on the other hand, is typically done to avoid detection or circumvent reporting obligations. It consists in splitting a large sum into smaller deposits to minimize …

Oct 31, 2025 · Structuring, a prevalent money laundering technique, is the practice of splitting large sums of illegal funds into smaller transactions to fly under the radar of financial …

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.