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  1. FICO score dropped 7 points but nothing has change ... - myFICO® …

    Jan 20, 2025 · FICO score dropped 7 points but nothing has changed in 1 year with usage or on-time payments Hi Everyone: Hope somebody could explain this, as it is upsetting even if it were a drop of …

  2. Home - myFICO® Forums

    Looking to join? Register here. New to the community and looking for help? Check out the Getting Started Guide.

  3. Understanding FICO® Scoring - myFICO® Forums

    5 days ago · The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on …

  4. Mortgage Loans - myFICO® Forums

    4 days ago · This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.

  5. FICO Score 8 Master thread: what we know, what we ... - myFICO® …

    Apr 23, 2020 · This thread is focused on capturing what we know about FICO Score 8 in one thread. Brief FICO background FICO - Fair Issac and Company - claims Score 8 is the most widely used …

  6. Debt Consolidation Success Stories; Did It Boost Your Score?

    Aug 8, 2025 · Re: Debt Consolidation Success Stories; Did It Boost Your Score? If you consolidate cards that are maxed out, or have high utilization overall, then the consolidation loan should …

  7. Why is my Experian score so much lower than my ot ... - myFICO® …

    Feb 4, 2024 · Why is my Experian score so much lower than my other two scores I have been checking my credit once my student loans were paid off and all my credit scores went up. Equifax: 761, …

  8. Rebuilding Your Credit - myFICO® Forums

    Mar 13, 2014 · Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.

  9. Credit Cards - myFICO® Forums

    3 days ago · The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in …

  10. Does FICO score change at any given time each and ... - myFICO® …

    Nov 25, 2023 · The 1st? The 31st? etc? if there is a change to the credit profile there can be a change to the fico score, fico scores are calculated based on the information in the report at the time that the …