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  1. Find a Branch or ATM Near You | F&M Bank

    Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

  2. Online Banking | F&M Bank

    Need to see if that check cleared or mobile deposit went through? Or transfer funds from your saving account to checking? Bank online and simplify your life.

  3. F&M Bank | Personal, Business & Agricultural Banking Services

    Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

  4. Contact Us, Find a Location, Your Local Community Bank

    Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

  5. Sidney Office | F&M Bank

    We've upgraded to CheckFree Nextfor a smarter, more seamless payment experience. Enjoy a refreshed look, faster payments, and all your current billers-already in place. Learn more or get …

  6. Archbold Main Office | F&M Bank

    F&M's main bank in Archbold offers a variety of products. Check out the location hours and services to get the most of your banking experience.

  7. Personal Banking | F&M Bank

    F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

  8. Personal Banking | F&M Bank

    F&M Bank offers free checking and high-yield savings accounts, mortgage and personal loans, bank online and mobile deposit and more.

  9. Bluffton Office | F&M Bank

    We've upgraded to CheckFree Nextfor a smarter, more seamless payment experience. Enjoy a refreshed look, faster payments, and all your current billers-already in place. Learn more or get …

  10. History of Farmers & Merchants State Bank | F&M Bank

    Since 1897, F&M Bank has grown from one Ohio bank branch to 35 full-service local bank locations, nearly 400 employees and over $3 billion in assets.