Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

Jul 15, 2005 · Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, …

structure or assist in structuring, or attempt to structure or assist in structuring, any transaction with one or more domestic financial institutions.

Structuring remains one of the most commonly reported suspected crimes on SARs. Bank employees should be aware of and alert to structuring schemes.

May 26, 2023 · Among these techniques, two common practices stand out: smurfing and structuring. What is structuring? Structuring occurs when someone intentionally splits large …

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into …

Structuring, also known as smurfing, is an anti-money laundering (AML) term referring to the deliberate process of breaking down a large financial transaction or sum of illicit money into …

Oct 31, 2025 · Structuring is a form of money laundering that involves breaking up large sums of illegal funds into smaller transactions. Structuring differs from smurfing, which requires multiple …

Sep 11, 2024 · Structuring, also known as smurfing, is a technique used to evade regulatory scrutiny. It involves breaking up a large financial transaction into a series of smaller ones.

Jun 4, 2024 · Structuring—a money laundering practice—is one such tactic, and has been gaining traction in recent years. Along with Smurfing, Structuring often goes undetected thanks to a …